Jansman 'dismissive' of frugal shopping discussions?! Jansman? The OG of the hustle? The most financially savvy, money-conscious member of this site, bar none?! Good grief, I've heard it all now.jennyjj01 wrote: ↑Sat Dec 17, 2022 10:28 pmjansman wrote: ↑Thu Dec 15, 2022 1:18 pm As a result of now being off work,our combined income will drop viciously. I am sure there are other members here who will be in a similar situation,and also sure they will have top tips!I am planning on getting better and spending at least six months at home,before moving along to do work. Got to have a plan! So whilst waiting for treatment,I am not being negative,but trying to make positive plans for us.
I hesitate to post this. It's not meant as any kind of personal attack on Jansman or anyone, while he's down.
I know Jansman was a bit dismissive of a few frugal shopping discussions, recently. Sorry. Jansman, inflation wasn't your priority then, I understand that and it might not be a big deal even now. You said something along the lines of 'whatever happens,and whatever we can hustle for... we will do our best under the circumstances'?
But we can all discover a new fondness for such frugality. My own grocery budget is approx £100 per person per month. That's getting squeezed by inflation and unfortunately this is a fixed income household. So, there's no current opportunities at boosting income with overtime or side hustles.
We are OK at the moment, but looking at a five year inflationary world, we could be in the 'heat or eat' crisis just as old age starts to sink in. Hence my frugality lately. No offense to Jansman, but you might be in for some shocks when planning scenarios. E.g. If MrJJ pegged it, my reduced household income would not cover council tax, energy, and food half as well as it does now and savings are getting devalued by inflation and stock market gyrations. Maybe, (again, no offence Jansman) an inheritance might be just down the line, which might help. Or maybe a big cost like a car failure or domestic crisis could kick in. Suddenly having six months pantry and a fishing and hunting lifestyle might not be enough. Our prepping is only about buying time, isn't it. Setting up a few options and escape routes.
Jansman does right to revisit and address his current domestic budget situation. Just as he helps me with my dumb-a55 veg growing questions, I'll happily nudge him with my frugality tips, until he tells me not to
One BIG domestic budget drain has recently woken me up. Not something I suspect affects everyone here, but certainly common in my wider family..... The frequent Costa coffee and cake on the garden centre visit. I realised that these recreational wanders round the mall or shopping centre, or visits to the Range, or wherever were a significant and growing expense. £15 to £25 was disappearing most weeks as 'invisible spending': Simply visiting the Garden centre or the mall or the Range, AFTER having a light lunch at home has had a big impact on spending.
Next week, I'm going to be restarting my use of the 'Too Good To Go' app. That used to feed ME for typically 3 or 4 meals for £3.80 Mr JJ laughed and was not so keen on some of the dietary lucky dips. Needs must.
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