bobble wrote:not many people prepare FOR retirement.
That is almost exclusively all I prepare for. Because even with pensions, I still wont have as much money to live on as I do now.
With a handful of years yet to go, I am paying off the mortgage as fast as possible, so that I can then start putting money away to spend on whatever seems necessary, as and when. I don't much care for just leaving money in the bank.
I already have boxes of items that I normally use regularly, stored, that don't have 'use by' dates.
Some of those items I will probably never have to buy again in my lifetime. (the cost of some of them have trebled in price since I bought them, and will probably treble again long before I need them)
I have lots of tools and devices to help make my life easier later on.
And a whole shed load of simple plans/ideas/projects, that I hope to put into practice when the time comes.
I have more interests that you can wave several sticks at simultaneously, and am currently working on ways to 'increase my range of opportunities' .... so to speak.
Retirement...bring it on, I definitely need the free time, and I am certainly looking forward to the challenges.