How are you preparing...

[Frnc]

Works pensions aren't worth it for some people. Husband has a good council pension and all it does is lift us above the level where we get any help for anything, from dentists to opticians to CT and rent.
If you're on a basic state pension then you can get Pension Credit which is a really good help.

Govt website says
"Pension Credit tops up:

your weekly income to £182.60 if you’re single"

My state pension forecast is £185.15 a week if I contribute another 2 years (after April this year). Current forecasst is £177.72. I'm going to at least finish this year's NI payments, so will get at least £181 or so.

So from what I can see, Pension Credit only helps if you are significantly under the maximum state pension.

Also they reduce it if you have over £10,000 "savings". I took my company pension already, and put a chunk of it as a lump sum into a savings account. I assume they count that as savings.

[diamond lil]

It helped us a lot at one time, husband had to leave work early because of heart probs. It opens the door to other benefits and full housing benefit inc CT. I found it plenty to live on.

[pseudonym]

Reached my goal for silver coins, now onto Gold sovereign stacking.

[Frnc]

Reached my goal for silver coins, now onto Gold sovereign stacking.

I bought a silver coin and a small gold one a couple of years ago. Was a bit stupid as prices had just shot up. Anyway, they are a bit lower now. But I was lucky. I bought the cheapest, which is a random year. But my silver one is 2020, and the current price for those is more than what I paid. And the gold is 1905, and the price to buy those is a bit more than what I paid.

[chittsmk]

Reached my goal for silver coins, now onto Gold sovereign stacking.

I need some more, but the collection is good,.

[steptoe]

Well i have just managed to get out to the poly tunnel first time in weeks due to a torn achilies and i planted up a lot of welsh and egypian onions and have another 40 on order lol yup over kill but i am hoping if i get a big enough crop next year we can try pickling the small top onions and making like silver skin onions woo hoo , who don't love and onion and also looking forward to spring now lol s0d winter bring on spring i want to get growing again already lol

Working on the grape in the poly tunnel to and the olive