Frnc wrote: ↑Tue Feb 07, 2023 2:58 pm
If you have cash to stash, Paragon fixed, 1-5 years, all the same rate. Presumably you need 1K min. Usually the way.
Of course all my ready cash got blown and I'm trapped in deals as low as 1.12%!
But some are 3%
And some end in < 6 months, hope these are still going!
Of course some give you loyalty offers at the end.
The good thing about the low rates is inflation was only 2% back then!
I noticed that Martin Lewis has been pushing some of the top interest rate accounts, but at no-name branches that have TERRIBLE customer service and online reputations. I won't name them here, but interest with rubbish service is not the way I want to go.
Also, ML has been pushing us away from ISAs, but if you switch ISA to ISA, even at the same bank, you can get better interest than some equiv instant access accounts.
Some fixed rate offerings are worth taking a penalty to leave.
Take all your money out and spend it. Completely trounces inflation

Sugar is today's red hot tip. 90p today: £1.19 next week.