adrian007 wrote:nearly right I suppose - I was an IFA until 3 years ago.
My ex wife, a solicitor took all that I had 7 years ago, I decided aged 40 and with nothing, I would go for a different lifestyle. Me and my new wife bought some land, we now live on it off grid, I don't do advising any more, and I'm glad of it, although I made a great many friends. I was an example of an IFA that you don't believe exists. Didn't help me get rich, but I could have done.
I merely commented because I see a fellow forum member doing something I believe will make them poorer.
St James Place - expensive and not as indepnednet as they seem = in my opinion.
It's not complex, but it might appear so if you think it's to do with predicting the future - it isn't, nobody can do that, least of all financial advisers.
Cheers for the steerage on St. James Place, I've no plans to change mortgages anytime soon, the interest rates are so low but I'll bear your advice in mind. Thanks again. I've met a few financial advisers that I've trusted so you're not alone, saying that, they might just have been good salesmen as well. I think wherever you are there are 'good guys' and 'not so good guys', that's life.
Been doing the same the last few weeks, around £10 worth of extra tins/packets and the same in bottled water.
The wife's ill health and a possible redundancy on the cards for myself our finances will be taking a beating, personally I would rather have a fridge/freezer/cupboard and larder full of food than a few stocks/shares.
That's good. You can do an awful lot with ten quid. We now have our food storage at a manageable and rotatable level. I have been tidying our storage in general so that nothing is duplicated nor wasted. To keep on top of the stocking up, I have been spending 10 quid a week. Not only is this for the inevitable tins and packets, it is to buy batteries and suchlike.
In fact, I have neglected purchases for three weeks and used the £30 to buy another Sawyer Water Filter and 300 water purification tablets. For that price I consider that a Mega Prep! Water is a rather boring subject compared to other prep-type subjects, but IMO the most important.
My Brother, who lives alone, is also stocking his shelves at £10 a week. We were talking last week about the Greek Situation. We agreed that if there was a 'Bank Holiday' in the UK, then food in his cupboards was important. He is getting there too.
In three words I can sum up everything I have learned about life: It goes on.
Robert Frost.
Covid 19: After that level of weirdness ,any situation is certainly possible.
It is really surprising just how much you can get for £10 when you put your mind to it and don't be a brand snob.
I have considered extra batteries but, I have a fairly decent supply of rechargeables, plus solar charging etc, perhaps a few packs of disposables couldn't hurt as a back up, I like the purifier idea, may do similar when I feel I have my food and water to a comfortable level,I do have filtration on hand, namely home made charcoal filters and chlorine tablets but, a proprietary filter might be good.
I agree about brand snobbery. I look at it from the point of view that a kilo of 'value' white rice ( THE storage food IMO) is between 40 and 50p , pasta 29 to 50p per 500g. That is a lot of food in one bag, hence you can build your stores quickly for a tenner. Bag of rice and pasta still leaves £9 spare. Regarding batteries, I too have started to use rechargeables and solar chargers.
In three words I can sum up everything I have learned about life: It goes on.
Robert Frost.
Covid 19: After that level of weirdness ,any situation is certainly possible.
cypher wrote:Been doing the same the last few weeks, around £10 worth of extra tins/packets and the same in bottled water.
The wife's ill health and a possible redundancy on the cards for myself our finances will be taking a beating, personally I would rather have a fridge/freezer/cupboard and larder full of food than a few stocks/shares.
I have some bottled water but not too much, Her Maj likes the fizzy stuff so we usually have between 4 and 12 litres of this and I've also got about 30 ltr's of lemonade for some bizarre reason. I've got a couple of collapsible camping 13 ltr water containers and some of these stuck away at the back of the garage, once you've got them the refills are free (in Scotland and V cheap elsewhere).
I think wherever you are there are 'good guys' and 'not so good guys', that's life.