Do you have a SIPP or Direct Investments

[jennyjj01]

We've all seen the gyrations of the stock market on recent days. I just wonder if I'm alone here in actually monitoring in real time, the value of the investments in my SIPP, and stocks and shares? Please pipe in if you are an avid trader or stock watcher.

It hadn't really occurred to me that there may be many, here, who only check their investments when an annual summary statement pops through the letterbox. Those guys may be oblivious or unconcerned even as they lose thousands or tens of thousands of retirement value.

Anyways. To those who do actively invest, I repeat, beware the 'Dead cat bounce' of shares being up 1.5% today. I'm convinced we have much further to fall and I won't be topping up my shares till they drop another 10%

[pseudonym]

Nope, just a Military Pension that is linked to the Annual CPI. 1.7% rise yesterday.

[Arzosah]

I have a tiny number of shares outside a tax shelter, from a privatisation deal. I never sheltered them properly, and now they're free of tax anyway, because we don't get taxed on shares when our total proceeds are less than £500.

I haven't yet checked my pension - yep, I do it when I check my Net Worth, which is 2-3 times a year, that also lets me keep up to date with interest rate changes and accounts opening and closing. I'll check this evening.

[itsybitsy]

I have a SIPP and an ISA, shares in the SPDR S&P Dividend Aristocrats and also a 'Pie' on Trading 212.

I'm just hanging tight for now - my monthly payment went out before 'Tariff Wednesday' so I'm okay for now - will observe the market for the next couple of weeks and I may stop my monthly payments until the dust settles a bit.

I also think we're a little way to the bottom yet.

[jennyjj01]

Nope, just a Military Pension that is linked to the Annual CPI. 1.7% rise yesterday.

Yes. My Final salary pension also went up a whopping 1.7% Pathetic.

[GeraldTheBonzai]

I use Vanguard. With the way the markets are bouncing around, probably best to look away from any investments until things calm down - it's too painful. And don't get me started on how much my pension has tanked....

But. A crashed market is a good time to buy. If you are brave. At the end of the day, investments are long term, you just need to ride these bounces out.

[jennyjj01]

I use Vanguard. With the way the markets are bouncing around, probably best to look away from any investments until things calm down - it's too painful. And don't get me started on how much my pension has tanked....

But. A crashed market is a good time to buy. If you are brave. At the end of the day, investments are long term, you just need to ride these bounces out.

"At the end of the day" Funny you should say that.
I mentioned earlier that I believed today's uptick in shares was a dead cat bounce. So far, the US market has proved me right. THE Dow was up some 1500 points or about 4% today...... But after the UK market closed, it had lost all of that recovery. FTSE closed up by 2.7% on the day, but is in line to plummet tomorrow morning just as the DOW did.
I'm NOT buying into the dips this time. Not until I see another 10% drop from where we were yesterday. I.E until the market has lost something like 20%. If that time arrives, there will be mass panic on the markets and the doom and gloom will dwarf any recession or depression in living memory.
I really do think this time is different to 2008 and other recent dips.

[GeraldTheBonzai]

Fully agree. Now that Trump has announced a 104% tariff on China, after the UK market has closed, am expecting the FTSE to tank tomorrow morning.

[itsybitsy]

There's also a problem with the US Treasuries market. The yield has spiked quite significantly, meaning that there's a huge sell off happening. This is completely the opposite of what the administration cited as a key policy aim - lowering the treasury yields. Oh, the delicious irony.

[jennyjj01]

There's also a problem with the US Treasuries market. The yield has spiked quite significantly, meaning that there's a huge sell off happening. This is completely the opposite of what the administration cited as a key policy aim - lowering the treasury yields. Oh, the delicious irony.

How I heard it, it may be an act of retaliation by china which has massive holdings of US treasuries. It will be fascinating watching this pan out with neither side budging. As I said, this won't undo until trump is pulled from the driving seat.
China doesn't have voters to worry about.

Meanwhile, I'm researching what to be ready to buy with my cash reserves.